Privacy Policy

Thank you for visiting LoansPilot.us (the “Website” or “Site”). We are committed to protecting the privacy and personal information (“Personal Information” or “PII”) of our visitors (“you” or “users”). This Privacy Policy outlines how we collect, use, share, and safeguard your Personal Information, as well as your rights and choices regarding your data.

By accessing or using our Website or services (“Services”), you acknowledge and agree to the terms of this Privacy Policy. If you do not agree, you should not use our Website. This Privacy Policy is incorporated into and subject to our Terms of Use.

Notice at Collection of Information

We collect various types of Personal Information to operate our Website and provide Services. This may include identifiers, demographic details, commercial data, technical activity, employment information, sensitive Personal Information, and inferences drawn from other data.

The section directly below, titled “Personal Information We Collect, Use, and Share,” contains information on the categories of Personal Information we collect and how that information may be used or shared.

WE TAKE YOUR SENSITIVE PERSONAL INFORMATION SERIOUSLY. AFTER YOU ARE MATCHED WITH A LOAN PROVIDER, SENSITIVE INFORMATION COLLECTED FOR THE PURPOSE OF CONNECTING YOU WITH THAT PROVIDER IS TRANSMITTED TO THE MATCHED PROVIDER AND THEN REMOVED FROM OUR SYSTEMS AND DATABASES.

We retain other information for as long as reasonably necessary to fulfill the purposes for which it was collected and in accordance with this Policy and applicable statutory requirements.

You may request to exercise your rights under applicable laws by contacting us using the contact information provided in this Policy. To opt out of future marketing messages, use the “Unsubscribe” option provided in the applicable communication or on our Website where available.

Personal Information We Collect, Use, and Share

Information You Provide

We collect information you voluntarily submit through forms, including your name, email address, mailing address, phone number, employment information, date of birth, and other information necessary to process your request. Depending on the Services requested, this may include sensitive information.

Some Services may not be available without certain required information. Your decision to provide Personal Information is voluntary.

Automatically Collected Information

We automatically gather and store certain information about your device and use of our Website, including your IP address, browser type, device information, and interactions with our content. We may use cookies and other Tracking Technologies to collect this information. Please refer to the “Tracking Technologies” section below for additional information.

Information from Third Parties

We may supplement information you provide with information obtained from third parties, such as affiliates, service providers, social platforms, data vendors, or public sources. This combined information may be used to operate and improve our Services and provide relevant content and offers.

How We Use Your Information

We may use your Personal Information for various business purposes, including providing the products and Services you request, performing customer service functions, maintaining Website security, preventing fraud, conducting analytics, complying with applicable legal requirements, and engaging in permitted marketing and promotional activities.

To Deliver Services

We use the information you provide to process your request and connect you with third-party lenders and financial service providers.

When sensitive information is required to complete your request, that information is transmitted to the matched loan provider and then removed from our systems and databases, except to the extent retention is required by applicable law or necessary for legal or compliance purposes.

To Communicate with You

We use your information to communicate with you about our Services and offers that may be available from lenders and financial service providers. We may also use your information to respond to inquiries, concerns, or requests.

For Functional Support

We use your information to process requests to connect you with lenders, maintain Website security, prevent fraud, and manage the user experience.

To Analyze and Improve Services

We use information to analyze Website usage, improve our Services, user experience, and operations, and assist in the development of new Services.

To Personalize Content and Experiences

We may use information to customize content displayed or communicated to you and personalize your experience with our Website and Services.

For Corporate Governance

We may use information for internal management, compliance, audits, recordkeeping, and corporate transactions.

For Legal Obligations

We may use information to satisfy applicable legal and regulatory obligations and respond to subpoenas, court orders, regulatory inquiries, or law enforcement requests.

To Defend Our Legal Rights

We may use information to manage potential legal disputes and claims and to establish, exercise, or defend our legal rights.

Sharing of Personal Information

Your information will never be sold without your consent. We may disclose Personal Information to lenders, financial service providers, technical service providers, affiliates, networks, and marketing partners to provide our Services and carry out the business purposes described in this Privacy Policy, subject to applicable consent requirements and your privacy choices. Any sale of your Personal Information requires your consent.

Where appropriate, we require third parties receiving Personal Information from us to represent that they will handle such information securely and use it for authorized purposes.

Product and Service Delivery

We may share categories of information described in this Privacy Policy with third-party lenders, financial service providers, and other parties involved in delivering the products or Services you request. Submitting a service request does not by itself provide consent to sell your Personal Information or receive optional marketing communications.

Sensitive information collected specifically for the purpose of completing your loan request is transmitted to the matched loan provider and then removed from our systems and databases, except where retention is required by applicable law or necessary for legal or compliance purposes.

Website Functionality

We may share information with third parties that perform technical functions on our behalf, such as Website hosting, analytics, marketing assistance, fraud prevention, and customer service. These disclosures remain subject to the purposes, consent requirements, and privacy choices described in this Privacy Policy.

Third-Party Products and Services

Your information will never be sold without your consent. Subject to applicable law, required consent, and your opt-out rights, we may share information with affiliates, service providers, networks, and other partners that provide relevant offers, products, or Services. Optional marketing communications are governed by your marketing choices and the consent disclosures presented to you. Review the Your Privacy Rights section and our California privacy notice for available choices.

Anonymized Information

We may share aggregated or anonymized information with third parties to help them understand Website usage, audience demographics, behavioral trends, and marketing performance. This information is intended not to identify you personally.

Acquisition or Merger

We may disclose and transfer information in connection with an actual or proposed merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or similar corporate transaction, subject to applicable law and the commitments in this Privacy Policy. Your information will never be sold without your consent. If a transfer constitutes a sale of your Personal Information, we will obtain your consent before that sale.

Legal Process

We may disclose information when legally required or when we believe in good faith that disclosure is necessary to comply with applicable law or legal process; respond to a governmental or regulatory request; protect our rights or property or those of our affiliated companies; prevent or investigate fraud or other unlawful activity; or protect the safety of our users or the public.

Do Not Track Signals

We currently do not respond to browser “Do Not Track” signals because there is no universally accepted standard governing how such signals should be interpreted.

Tracking Technologies

We use cookies, pixels, web beacons, and similar technologies (“Tracking Technologies”) to understand how users engage with our Website, Services, and marketing content. Third-party service providers and lenders may also use these technologies.

A “Cookie” is a small piece of data stored in a user’s browser or device. Cookies may allow a Website to recognize a browser or device and remember certain previous activity.

“Web beacons” are small pieces of code or technology that may be used to measure Website activity, page views, promotion views, advertising responses, or similar interactions.

We may also use pixels in connection with Website activity and communications.

Our Website servers and Tracking Technologies may automatically collect information as you browse our Website. We use this information, together with server log files and other tracking data, to analyze trends, administer the Website, understand user movement, improve our Services, and gather demographic and performance information.

Some Tracking Technologies may be provided or controlled by third-party lenders or service providers. Their collection and use of information may be governed by their own privacy policies and practices.

You may be able to manage cookies through your browser or device settings. Disabling or removing certain cookies may affect the availability or functionality of portions of our Services.

Your Privacy Rights

We are committed to providing users with choices and controls regarding Personal Information. Depending on where you live and applicable law, you may have rights regarding access to, correction of, deletion of, or portability of your Personal Information, as well as rights to opt out of certain processing activities.

Residents of certain states, including California, Colorado, Connecticut, Utah, and Virginia, may have additional statutory rights as described below.

Data Retention

We retain Personal Information only for as long as reasonably necessary to fulfill the purposes described in this Policy and to satisfy applicable legal, regulatory, compliance, fraud-prevention, dispute-resolution, and recordkeeping requirements.

Sensitive information collected for the purpose of connecting you with a matched loan provider is transmitted to that provider and then removed from our systems and databases, except to the extent retention is required by applicable law or necessary for legal or compliance purposes.

Other Personal Information will be deleted, destroyed, or anonymized in accordance with applicable law and our data retention practices when it is no longer reasonably necessary.

Website Security

We implement technical, physical, and administrative safeguards designed to reduce the risk of loss, misuse, unauthorized access, alteration, or disclosure of Personal Information.

Our Website uses SSL/TLS technology to help protect information transmitted between your browser and our Website.

However, no method of transmission over the Internet or method of electronic storage can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security.

Children’s Privacy

Our Website and Services are not intended for individuals under 16 years of age. We do not knowingly collect Personal Information from children under 16. If we become aware that we have collected such information, we will take appropriate steps to delete it.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes to our practices, Services, technology, or legal requirements.

If material changes occur, we may provide notice through the Website or using contact information available to us, as appropriate or required by law.

Your continued use of the Website following an updated Privacy Policy constitutes acknowledgment of the revised Policy, subject to applicable law.

Notice to California Consumers — CCPA

California residents may have specific statutory rights regarding their Personal Information under the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act (“CPRA”).

Depending on applicable law, these rights may include the right to request information about Personal Information collected, used, disclosed, sold, or shared; request deletion or correction; obtain a portable copy of certain Personal Information; limit certain uses of sensitive Personal Information; and opt out of certain sales or sharing of Personal Information.

Please refer to our CCPA Policy for additional information regarding California privacy rights and how to submit a request.

Notice to Residents of Colorado, Connecticut, Utah, or Virginia

Residents of Colorado, Connecticut, Utah, and Virginia may have rights under applicable state privacy laws, including rights to request access to, correction of, deletion of, or portable copies of certain Personal Information and to opt out of certain targeted advertising, sale, or profiling activities where applicable.

To exercise applicable privacy rights, contact us at contact@loanspilot.us.

We may need to verify your identity before fulfilling a request. The availability and scope of these rights depend on your state of residence and applicable law.

United States Users Only

Our Services are intended for users located in the United States. If you access our Website from outside the United States, you acknowledge that your information may be transferred to and processed in the United States, where privacy and data protection laws may differ from those in your jurisdiction.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

• Email: contact@loanspilot.us
• Mailing Address:
  4128 North West 10th Ave. Oakland Park, Florida 33309